101 N 3rd St, Bardstown, KY 40004 Property Records

Nelson County property record for 101 N 3rd St, Bardstown, KY 40004

Property Summary

Property Type	Commercial
Details	3,280 sqft · built 1900
Lot Size	0.062 acres (2,705 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Jan 2023)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45E00-20-015`

Property Details

APN / Parcel Number

Primary APN	`45E00-20-015`
Alternative APNs	`55339` `93079`

Interior

Total Rooms	2 Rooms
Stories	2 Stories
Building Area	3,280 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,705 sqft (0.062 acres)
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	93079
Street Address	101 N 3RD ST
City	BARDSTOWN
State	KY
Zip	40004-1525
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	101 NORTH THIRD STREET
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2040
Census Tract	930303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bardstown Historic District(Boundary Increase & Additional Documentation) listed 2010 · 54 contributing resources · NRIS 10000905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 WESTVIEW DR, BARDSTOWN, KY 40004-1830
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	2023509
Deed Book / Page	588 / 503
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Nov 7, 2022
Property Address	101 N 3RD ST, BARDSTOWN, KY 40004-1525
Document Number	00D586/784
Book / Page	D586 / 784
Instrument Date	Nov 4, 2022
Instrument	2022013178
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WESTVIEW DR, BARDSTOWN, KY 40004-1830

Mortgage

Document Number	2022013179
Date	Nov 7, 2022
Instrument	2022013179

Lender

Name	TOWN & COUNTRY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 4, 2027

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+207.73%)	$750,000 (+275%) Land $60,000 Building $690,000	$750,000 (+275%) Land $60,000 Building $690,000
2023	$776.00	$200,000	$200,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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