101 N 1st St, Jay, OK 74346 Property Records

Delaware County property record for 101 N 1st St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft · built 1993
Lot Size	0.141 acres (6,150 sqft)
Owner	Company Name on File
Last Sale	$175,500 (Apr 2025)
Tax Bill	$168 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`23N23E-36-0-50170-065-0018`

Property Details

APN / Parcel Number

Primary APN	`23N23E-36-0-50170-065-0018`
Alternative APNs	`0014551` `14551`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	2,000 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Porch	Slab
Porch Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	14551
Street Address	101 N 1ST ST
City	JAY
State	OK
Zip	74346-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKMORE LOTS 17 & 18 BLOCK 65 658-182 2526-37 2584-169
Legal Range	23E
Legal Township	23N
Legal Section	36
Legal Subdivision	JAY-CREEKMORE
Legal Block	65
Legal Lot Number	17,18
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	2
Census Block	2053
Census Tract	376000

Owner

101 N 1st St is owned by a company that bought it in April 2025 and is owner-occupied.

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	101 N 1ST ST, JAY, OK 74346-3347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GRAND SAVINGS BANK
Apr 7, 2025	Warranty Deed, Transfer GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Jul 22, 1992 · Amount on File
Deed Document Number	20252651
Deed Book / Page	2584 / 169
Prior Transfer Date	Sep 22, 2017
Prior Transfer Doc	0000001716
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Recording Date	Sep 1, 2026
Property Address	101 N 1ST ST, JAY, OK 74346-3347
Document Number	0000007984
Book / Page	2674 / 692
Instrument Date	Aug 31, 2026
Instrument	20267984
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000007984,
Date	Sep 1, 2026
Book Page	2674/692
Instrument	20267984

Lender

Name	GRAND SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Apr 7, 2025
Property Address	101 N 1ST ST, JAY, OK 74346-3347
Document Number	002584/169
Book / Page	2584 / 169
Instrument Date	Apr 7, 2025
Instrument	I-2025-002651
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Tax	$263.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 441, DISNEY, OK 74340-0441

Tax Assessment & Valuation

The 2025 property tax bill for 101 N 1st St was $168 with a homeowner's exemption, up 0.6% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,857 (+436.03%) Land $1,524 Building $19,333	$181,362 (+56.46%) Land $13,250 Building $168,112
2025	$168.00 (+0.6%) Homeowner's exemption	$3,891 (+0.03%) Land $445 Building $3,446	$115,917 (+9.72%) Land $13,250 Building $102,667
2024	$167.00 Homeowner's exemption	$3,890 (-) Land $488 Building $3,402	$105,646 (+22.97%) Land $13,250 Building $92,396
2023	$167.00 Homeowner's exemption	$3,890 Land $362 Building $3,528	$85,913 Land $8,000 Building $77,913

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 101 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 N 1st St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

May also be available: Verizon.

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