101 Myrtle St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 101 Myrtle St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,258 sqft · built 1880
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jan 2018)
Tax Bill	$7,409 (2026)
Deeds & Mortgages	Jul 2021 Refinance Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D01588`

Property Details

APN / Parcel Number

Primary APN	`D01588`
Alternative APNs	`LOWE M:196 B:4250 L:101` `M:000196 T:D01588`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,258 sqft Living Area
Gross Area	5,041 sqft
1st Floor Area	1,385 sqft
Basement Area	1,385 sqft
Unfinished Basement	1,385 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D01588
Street Address	101 MYRTLE ST
City	LOWELL
State	MA
Zip	01850-2164
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	4250
Legal Lot Number	101
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4004
Census Tract	310200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 MYRTLE ST, LOWELL, MA 01850-2164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jan 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage SAGE BANK
Jan 30, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Book / Page	31829 / 126
Transfer Doc	031829-126
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	101 MYRTLE ST, LOWELL, MA 01850-2164
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036000-174
Date	Jul 14, 2021
Book Page	36000/174
Instrument	41364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	101 MYRTLE ST, LOWELL, MA 01850-2164
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038255-55
Date	Dec 27, 2023
Book Page	38255/55
Instrument	38245

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	469 Months
Due	Jan 1, 2063

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 29, 2018
Property Address	101 MYRTLE ST, LOWELL, MA 01850-2164
Document Number	31829-126
Book / Page	31829 / 126
Instrument	3864
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MYRTLE ST, LOWELL, MA 01850-2164

Mortgage

Document Number	318290128
Date	Jan 29, 2018
Instrument	31829/0128

Lender

Name	SAGE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 30, 2017
Property Address	101 MYRTLE ST, LOWELL, MA 01850-2164
Document Number	30877-61
Book / Page	30877 / 61
Instrument	4455
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	308770064
Date	Jan 30, 2017
Instrument	30877/0064

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,409.00 (+4.59%)	$652,800 (+5.79%) Land $168,000 Building $484,800	$662,866
2025	$7,084.00 (+7.48%)	$617,100 (+11.51%) Land $157,000 Building $460,100
2024	$6,591.00 (+7.63%)	$553,400 (+12.23%) Land $146,700 Building $406,700
2023	$6,124.00	$493,100 Land $127,600 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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