Rowan County property record for 101 Mountainside Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $997 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-00 00 012.00 |
| Primary APN | 085-00 00 012.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,560 sqft Living Area |
|---|
| Lot Area | 67,954 sqft (1.56 acres) |
|---|
| Account Number | 8138 |
|---|---|
| Street Address | 101 MOUNTAINSIDE DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.56 ACRE PRETTY RIDGE |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950302 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 MOUNTAINSIDE DR, MOREHEAD, KY 40351-8910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 1, 2016 |
| Transfer Doc | 00D258/762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 101 MOUNTAINSIDE DR, MOREHEAD, KY 40351-8910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | A429/148 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | A429/148 |
| Instrument | 2007917 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Apr 1, 2046 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $997.00 (-1.77%) | $119,200 (-) Land $10,000 Building $109,200 | $119,200 (-) Land $10,000 Building $109,200 |
| 2023 | $1,015.00 | $119,200 Land $10,000 Building $109,200 | $119,200 Land $10,000 Building $109,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
5G and 4G LTE (outdoors only)
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