101 Mountain Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 101 Mountain Dr, Destin, FL 32541

Property Summary

Property Type	Wholesale Outlet, Discount Store (Franchise)
Details	7,202 sqft · built 2001
Lot Size	0.594 acres (25,901 sqft)
Owner	Owner Name on Record
Last Sale	$145,000 (Nov 1999)
Tax Bill	$13,464 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4647-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4647-6`
Alternative APN	`00-2S-22-0310-000E-2930`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	7,202 sqft Total Area
1st Floor Area	10,034 sqft
Office	1,753 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	25,901 sqft (0.594 acres)
Lot Width	200 ft Width
Porch	Open Porch
Porch Area	864 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	101 MOUNTAIN DR
City	DESTIN
State	FL
Zip	32541-2394
Property Category	Commercial
Property Type	Commercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Legal Description	CALHOUN S/D DESTIN LOT 293 BLK E
Legal Range	22
Legal Township	02S
Legal Subdivision	CALHOUN S/D
Legal Block	E
Legal Lot Number	293
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2005
Census Tract	23307

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	116 HARBOR BLVD, DESTIN, FL 32541-2312

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage FIRST A NAT'L BKNG ASSN
Feb 22, 2019	Loan Modification, Mortgage · Line of Credit FIRST FL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 1999 · Amount on Record
Deed Sale	Nov 23, 1999 · Amount on Record
Prior Sale	Apr 8, 2002
Deed Document Number	0022314132
Deed Book / Page	002S2
Last Transfer Date	Aug 16, 2002
Transfer Doc	0023754395
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	101 MOUNTAIN DR, DESTIN, FL 32541-2394
Document Number	0034410186
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 MOUNTAIN DR #A DESTIN FL 325412394, A, DESTIN, FL 32541-2394

Mortgage

Document Number	0034410186
Date	Jan 29, 2020
Book Page	003441/000186
Instrument	3333512

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	DESTIN, FL 32541

Agreement

Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	101 MOUNTAIN DR, DESTIN, FL 32541-2394
Document Number	0033864711
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 MOUNTAIN DR #A DESTIN FL 325412394, A, DESTIN, FL 32541-2394

Mortgage

Document Number	0033864711
Date	Feb 27, 2019
Book Page	003386/004711
Instrument	3261534

Lender

Name	FIRST FL BK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,464.00 (+14.55%)	$1,157,133 (+9.91%) Land $603,373 Building $553,760	$1,157,133 (+9.91%) Land $603,373 Building $553,760
2023	$11,754.00 (+15.58%)	$1,052,814 (+24.33%) Land $568,790 Building $484,024	$1,052,814 (+24.33%) Land $568,790 Building $484,024
2022	$10,170.00	$846,805 Land $392,205 Building $454,600	$846,805 Land $392,205 Building $454,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: LiveOak Fiber, T-Mobile, Verizon.

Nearby Properties on Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures