101 Mount Madonna Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 101 Mount Madonna Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,205 sqft · built 1934
Lot Size	2 acres (87,468 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Jul 1996)
Tax Bill	$6,557 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-291-05`

Property Details

APN / Parcel Number

Primary APN	`109-291-05`
Alternative APN	`109-291-05-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,205 sqft Living Area
Gross Area	2,525 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Other
Lot Area	87,468 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	101 MOUNT MADONNA RD
City	WATSONVILLE
State	CA
Zip	95076-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SALSIPUEDES RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1029
Census Tract	122401

Owner

101 Mount Madonna Rd is owned and occupied by two individuals who acquired it in August 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 MOUNT MADONNA RD, WATSONVILLE, CA 95076-9729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 1996 · Amount on File
Deed Sale	Jul 5, 1996 · Amount on File
Deed Document Number	199637723
Deed Book / Page	5872 / 735
Last Transfer Date	Aug 27, 2020
Transfer Doc	0000034719
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 MOUNT MADONNA RD, WATSONVILLE, CA 95076-9729
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MOUNT MADONNA RD, WATSONVILLE, CA 95076-9729

Mortgage

Document Number	0000033699
Date	Jun 21, 2021
Instrument	2021-0033699

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 4, 2020
Property Address	101 MOUNT MADONNA RD, WATSONVILLE, CA 95076-9729
Document Number	0000034719
Map Reference	VOL 180 PG 184
Instrument Date	Aug 27, 2020
Instrument	2020-0034719
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 MOUNT MADONNA RD, WATSONVILLE, CA 95076-9729

Mortgage

Document Number	0000034720
Date	Sep 4, 2020
Instrument	2020-0034720

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 101 Mount Madonna Rd was $6,557 with a homeowner's exemption, up 11.7% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,942 (+2%) Land $247,533 Building $275,409
2025	$6,557.00 (+11.74%) Homeowner's exemption	$512,687 Land $242,679 Building $270,008
2024	$5,868.00 (+1.7%)
2023	$5,770.00 (+1.94%) Homeowner's exemption	$492,780 Land $233,256 Building $259,524	$733,680
2022	$5,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Mount Madonna Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Mount Madonna Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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