101 Morgan Dr, Richmond, KY 40475 Property Records

Madison County property record for 101 Morgan Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Jun 2020)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0056-0003-0001`

Property Details

APN / Parcel Number

Primary APN	`0056-0003-0001`
Alternative APNs	`107368` `144701` `74868`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	74868
Street Address	101 MORGAN DR
City	RICHMOND
State	KY
Zip	40475-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW RIDGE LOT 1
Legal Subdivision	WILLOW RIDGE
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10903

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	101 MORGAN DR, RICHMOND, KY 40475-7861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 18, 2020	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
May 4, 2018	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2014014204
Deed Book / Page	D00789 / 375
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	101 MORGAN DR, RICHMOND, KY 40475-7861
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2127/337
Date	Jan 21, 2022
Book Page	M2127/337
Instrument	2014073364

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 18, 2020
Property Address	101 MORGAN DR, RICHMOND, KY 40475-7861
Document Number	D00789/375
Book / Page	D00789 / 375
Instrument Date	Jun 15, 2020
Instrument	2014014204
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MORGAN DR, RICHMOND, KY 40475-7861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MORGAN DR, RICHMOND, KY 40475-7861

Mortgage

Document Number	2014014205
Date	Jun 18, 2020
Instrument	2014014205

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 4, 2018
Property Address	101 MORGAN DR, RICHMOND, KY 40475-7861
Document Number	D00759/001
Book / Page	D00759 / 001
Map Reference	MB10 PG27
Instrument Date	May 2, 2018
Instrument	2013975308
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 MAHAFFEY DR, RICHMOND, KY 40475-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MORGAN DR, RICHMOND, KY 40475-7861

Mortgage

Document Number	2013975309
Date	May 4, 2018
Instrument	2013975309

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,762.00 (-2.79%) Additional exemption filed	$399,000 (-)	$399,000 (-)
2023	$3,870.00 (-0.31%)	$399,000 (-)	$399,000 (-)
2022	$3,882.00	$399,000	$399,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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