101 Mississippi Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 101 Mississippi Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1974
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Company Names on Record
Last Sale	$224,000 (Sep 2022)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`01-26-30-0001-0480-0020`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0480-0020`
Alternative APNs	`263001000104800020` `80531`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,066 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Lot Dimensions	122 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	322 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	101 MISSISSIPPI AVE
City	SAINT CLOUD
State	FL
Zip	34769-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	GALION GARDENS PB 1 PG 140 BLK 480 LOT 2, N 25 FT OF LOT 3 & S 1/2 VAC CYPRESS ST ABUTTING
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	480
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5007
Census Tract	43500

Owner

Source: Osceola County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1491 ORANGE AVE, SAINT CLOUD, FL 34769-4740
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	2022135339
Deed Book / Page	6280 / 2808
Last Transfer Date	Apr 15, 2024
Transfer Doc	0065991563
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 6, 2022
Property Address	101 MISSISSIPPI AVE, SAINT CLOUD, FL 34769-2542
Document Number	0062802808
Book / Page	6280 / 2808
Map Reference	MB 1 PG 140
Instrument Date	Sep 2, 2022
Instrument	2022135339
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE COUNT

Transaction

Amount	Amount Recorded
Tax	$1,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 97, GROVELAND, FL 34736-0097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MISSISSIPPI AVE, SAINT CLOUD, FL 34769-2542

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,433.00 (+2.9%)	$247,500 (+13.17%) Land $63,200 Building $184,300	$247,500 (+13.17%) Land $63,200 Building $184,300
2024	$4,308.00 (+9.28%)
2023	$3,942.00 (+37.02%)	$218,700 (+26.64%) Land $57,500 Building $161,200	$218,700 (+26.64%) Land $57,500 Building $161,200
2022	$2,877.00	$172,700 Land $51,800 Building $120,900	$172,700 Land $51,800 Building $120,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20