101 Mill St, Oxford, MD 21654 Property Records

Talbot County property record for 101 Mill St, Oxford, MD 21654

Property Summary

Property TypeOffice Building
Details4,356 sqft · built 2013
Lot Size0.287 acres (12,519 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Oct 2012)
Tax Bill$8,308 (2026)
Flood ZoneZone AE (high risk)
APN03-109828

Property Details

APN / Parcel Number

Primary APN03-109828
Alternative APNs
  • 3109828
  • 109828

Interior

Stories2 Stories
Building Area4,356 sqft Total Area
1st Floor Area4,356 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialWood
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialComposition Shingle
Lot Area12,519 sqft (0.287 acres)
Lot Dimensions120 ft deep x 75 ft wide

Exterior Amenities

PorchSlab
Porch Area255 sqft
Deck Area20 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number109828
Street Address101 MILL ST
CityOXFORD
StateMD
Zip21654-1013
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLOT 12,519 SF E/S MILL ST OXFORD
Legal SubdivisionLAND OF MAX L RAAB
Legal Lot Number12,519
JurisdictionTALBOT MD
Township / Civil Division3, TRAPPE
Census Block Group2
Census Block2026
Census Tract960900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oxford Historic District
listed 2005 · 206 contributing resources · NRIS 05001481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 Mill St, a commercial property, is owned by a company that bought it in October 2012.

Source: Talbot County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 543, OXFORD, MD 21654-0543
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2012 · Amount on File
Deed SaleOct 12, 2012 · Amount on File
Prior SaleMay 1, 2012 · Amount on File
Deed Book / Page2026 / 315
Prior Transfer DateJul 13, 2012
Prior Transfer Doc0020260311
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 101 Mill St was $8,308, up 7.1% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalityOxford Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,308.00 (+7.09%)$740,600 (+5.69%) Land $152,200 Building $588,400$740,600 (-) Land $152,200 Building $588,400
2025$7,758.00$700,700$740,600 Land $152,200 Building $588,400
2023$6,566.00$620,900 Land $130,200 Building $490,700$620,900 Land $130,200 Building $490,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 282 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies305 units insured
incl. 23 condo units
Nearby Flood Claims227 (1979–2024)
Claims Outside the SFHA19 of 227
Most Recent ClaimOct 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 128 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OXFORD
serves 726 people · EPA ID MD0200005
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Mill St

Nearby Streets

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