Worcester County property record for 101 Middle St, Berlin, MD 21811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,828 sqft · built 1962 |
| Lot Size | 0.389 acres (16,962 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,236 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-028658 |
| Primary APN | 03-028658 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,828 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,962 sqft (0.389 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 028658 |
|---|---|
| Street Address | 101 MIDDLE ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 15 PART LOT 16 E S MIDDLE STREET PL BURLEY HEIGHTS |
| Legal Subdivision | BURLEY HEIGHTS |
| Legal Block | C |
| Legal Lot Number | 14,16 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 951000 |
Source: Worcester County records · APN 03-028658
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 MIDDLE ST, BERLIN, MD 21811-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Mar 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Dec 14, 2016 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2003 |
| Deed Sale | May 30, 2003 |
| Prior Sale | Jan 19, 1999 · Amount on Record |
| Deed Document Number | 2003343433 |
| Deed Book / Page | 3731 / 240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 101 MIDDLE ST, BERLIN, MD 21811-1428 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 101 MIDDLE ST, BERLIN, MD 21811-1428 |
| Document Number | 0090500172 |
|---|---|
| Date | Dec 03, 2025 |
| Book Page | 9050/172 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 101 MIDDLE ST, BERLIN, MD 21811-1428 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0085430154 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 8543/154 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.3% |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 101 MIDDLE ST, BERLIN, MD 21811-1428 |
| Document Number | 0076430321 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 101 MIDDLE ST BERLIN MD 218111428, BERLIN, MD 21811-1428 |
| Document Number | 0076430321 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 007643/000321 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | 971 CORPORATE BLVD, LINTHICUM, MD 21090-2342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 101 MIDDLE ST, BERLIN, MD 21811-1428 |
| Document Number | 0069240128 |
| Book / Page | 006924 / 000128 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 101 MIDDLE ST BERLIN MD 218111428, BERLIN, MD 21811-1428 |
| Document Number | 0069240128 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 006924/000128 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,267 (+26.1%) | $363,200 (+27.26%) Land $106,400 Building $256,800 | |
| 2025 | $4,236.00 (+7.16%) Homeowner's exemption | ||
| 2023 | $3,953.00 Homeowner's exemption | $267,467 | $285,400 Land $106,400 Building $179,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 24 individual NFIP policies nearby |
| Nearby Flood Policies | 27 units insured (3 under condo master policies) 18 of 24 individual policies on primary residences |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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