Black Hawk County property record for 101 Michelle Dr, Hudson, IA 50643
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1971 |
| Lot Size | 0.362 acres (15,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,500 (May 2022) |
| Tax Bill | $3,708 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8814-26-331-003 |
| Primary APN | 8814-26-331-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,774 sqft (0.362 acres) |
| Lot Dimensions | 132 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 101 MICHELLE DR |
|---|---|
| City | HUDSON |
| State | IA |
| Zip | 50643-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY MANOR ADDITION LOT 13 BLK 8 |
| Legal Range | 14W |
| Legal Township | 88N |
| Legal Section | 26 |
| Legal Subdivision | COUNTRY MANOR ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BLACK HAWK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3002 |
101 Michelle Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 MICHELLE DR, HUDSON, IA 50643-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Dec 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Deed Document Number | 202221651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 10, 2022 |
| Property Address | 101 MICHELLE DR, HUDSON, IA 50643-9787 |
| Document Number | 202200021651 |
| Instrument Date | May 6, 2022 |
| Instrument | 202200021651 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 MICHELLE DR, HUDSON, IA 50643-9787 |
| Document Number | 202200021652 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 202200021652 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jun 5, 2032 |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Number | 202200021653 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 202200021653 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 5, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 101 MICHELLE DR, HUDSON, IA 50643-9787 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000010157 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 202000010157 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
The 2025 property tax bill for 101 Michelle Dr was $3,708 with a homeowner's exemption, up 12.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Hudson City |
| Unified School District | Hudson Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,708.00 (+12.43%) Homeowner's exemption | $231,950 Land $38,530 Building $193,420 | $231,950 Land $38,530 Building $193,420 |
| 2024 | $3,298.00 | ||
| 2023 | $207,510 (+17.75%) Land $38,530 Building $168,980 | $207,510 Land $38,530 Building $168,980 | |
| 2022 | $3,136.00 | $176,230 Land $38,530 Building $137,700 | |
| 2021 | $176,230 Land $38,530 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Michelle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Michelle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062 |
|---|---|
| Water Source | Purchased groundwater from WATERLOO WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| STS Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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