101 McKellar St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 101 McKellar St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1992
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,500 (May 2005)
Tax Bill	$3,602 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3633-72-4905`

Property Details

APN / Parcel Number

Primary APN	`3633-72-4905`
Alternative APNs	`363315724905` `184510` `21144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	20,255 sqft (0.465 acres)
Pool Area	512 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	184510
Street Address	101 MCKELLAR ST
City	LINCOLNTON
State	NC
Zip	28092-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	#1 WELLINGTON PARK
Legal Subdivision	WELLINGTON PARK
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1018
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 MCKELLAR ST, LINCOLNTON, NC 28092-8647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2005 · Amount on Record
Deed Sale	May 11, 2005 · Amount on Record
Prior Sale	Nov 30, 1999 · Amount on Record
Deed Document Number	20057267
Deed Book / Page	1697 / 869
Prior Transfer Date	May 6, 2005
Prior Transfer Doc	0016970871
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	101 MCKELLAR ST, LINCOLNTON, NC 28092-8647
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003080422
Date	Sep 2, 2021
Book Page	3080/422
Instrument	638033

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	101 MCKELLAR ST, LINCOLNTON, NC 28092-8647
Document Number	2803908
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MCKELLAR ST LINCOLNTON NC 280928647, LINCOLNTON, NC 28092-8647

Mortgage

Document Number	2803908
Date	Mar 20, 2019
Book Page	002803/000908
Instrument	590108

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 19, 2039

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,602.00	$346,558 (-) Land $32,000 Building $314,558	$346,558 (-) Land $32,000 Building $314,558
2025	$3,602.00 (+0.56%)	$346,558 (-) Land $32,000 Building $314,558	$346,558 (-) Land $32,000 Building $314,558
2023	$3,582.00	$346,558 Land $32,000 Building $314,558	$346,558 Land $32,000 Building $314,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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