Laurens County property record for 101 McGowan St, Laurens, SC 29360
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Dec 2023) |
| Tax Bill | $2,649 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 906-18-07-032 |
| Primary APN | 906-18-07-032 |
|---|---|
| Alternative APN |
|
| Street Address | 101 MCGOWAN ST |
|---|---|
| City | LAURENS |
| State | SC |
| Zip | 29360-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA |
| Legal Description | TRACT D |
| Legal Tract | D |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | LAURENS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 920302 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 101 MCGOWAN ST, LAURENS, SC 29360-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Dec 1, 2023 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 5, 2022 | Warranty Deed, Construction Loan · Construction Mortgage BANK OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Jul 5, 2022 |
| Deed Document Number | 2023009783 |
| Deed Book / Page | D1780 / 187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 101 MCGOWAN ST, LAURENS, SC 29360-2531 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1809 FRANKLIN CIR, DACULA, GA 30019-1614 |
| Document Number | 0M28460016 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | M2846/16 |
| Instrument | 2022006223 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | WINDER, GA 30680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Dec 1, 2023 |
| Property Address | 101 MCGOWAN ST, LAURENS, SC 29360-2531 |
| Document Number | 0D17800187 |
| Book / Page | D1780 / 187 |
| Map Reference | MB PC A944 PG 8 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023009783 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 MCGOWAN ST, LAURENS, SC 29360-2531 |
| Document Number | 2023009784 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023009784 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jul 5, 2022 |
| Property Address | 101 MCGOWAN ST, LAURENS, SC 29360-2531 |
| Document Number | 0D16630183 |
| Book / Page | D1663 / 183 |
| Map Reference | MB PC A944 PG 8 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022006213 |
| Transaction Type | Construction Loan |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1809 FRANKLIN CIR, DACULA, GA 30019-1614 |
| Document Number | 2022006220 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022006220 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Municipality | Laurens City |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,649.00 (+3.64%) Homeowner's exemption | $10,810 (-) Land $210 Building $10,600 | |
| 2024 | $2,556.00 (-58.99%) Homeowner's exemption | $10,810 (+233.64%) Land $210 Building $10,600 | |
| 2023 | $6,232.00 (+4,966.67%) | $3,240 (+912.5%) | $81,000 (+1,428.3%) Land $10,500 Building $70,500 |
| 2022 | $123.00 | $320 Land $320 | $5,300 (-98.04%) Land $5,300 |
| 2021 | $270,300 Land $5,300 Building $265,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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