Cabarrus County property record for 101 Mary Cir, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,188 sqft · built 1989 |
| Lot Size | 0.258 acres (11,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $11,000 (Jul 1988) |
| Tax Bill | $1,701 (2023) |
| Deeds & Mortgages | Mar 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01006A0028.000000 |
| Primary APN | 01006A0028.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 3,376 sqft |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 988 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,220 sqft (0.258 acres) |
| Lot Dimensions | 220 ft deep x 51 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Storage Building | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 169452 |
|---|---|
| Street Address | 101 MARY CIR |
| City | CONCORD |
| State | NC |
| Zip | 28025-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 28 FAR AWAY PLACE |
| Legal Subdivision | SOFTWINDS |
| Legal Lot Number | 28 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40501 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 MARY CIR, CONCORD, NC 28025-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 1988 · Amount on Record |
| Deed Sale | Jul 15, 1988 · Amount on Record |
| Deed Book / Page | 675 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 101 MARY CIR, CONCORD, NC 28025-9282 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 101 MARY CIR, CONCORD, NC 28025-9282 |
| Document Number | 0016402213 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 16402/213 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 859 Months |
| Due | Oct 22, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,660 (+59.4%) Land $58,000 Building $268,660 | ||
| 2024 | $326,660 (+59.4%) Land $58,000 Building $268,660 | ||
| 2023 | $1,701.00 | $204,930 Land $32,000 Building $172,930 | $204,930 Land $32,000 Building $172,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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