101 Main St NW, Lenoir, NC 28645 Property Records

Caldwell County property record for 101 Main St NW, Lenoir, NC 28645

Property Summary

Property Type	Office Building
Details	9 ba · 12,900 sqft · built 1928
Lot Size	0.136 acres (5,934 sqft)
Owner	Company Name on File
Last Sale	$690,000 (Jun 2023)
Tax Bill	$1,721 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06 1 7 10`

Property Details

APN / Parcel Number

Primary APN	`06 1 7 10`
Alternative APNs	`167581` `177824`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	12,900 sqft Heated Area
Gross Area	15,960 sqft
1st Floor Area	5,160 sqft
Upper Floors Area	5,160 sqft
Basement Area	5,160 sqft
Finished Basement	2,580 sqft
Unfinished Basement	2,580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Urethane Foam
Lot Area	5,934 sqft (0.136 acres)
Lot Dimensions	86 ft deep x 69 ft wide
Canopy	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	177824
Street Address	101 MAIN ST NW
City	LENOIR
State	NC
Zip	28645-5416
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	BK 2085 PG 1289 YR 23 ST 1380.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4011
Census Tract	30100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lenoir Downtown Historic District listed 2007 · 39 contributing resources · NRIS 07000905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 Main St NW, a commercial property, is owned by a company that bought it in June 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	819 HARPER AVE SW, LENOIR, NC 28645-5090
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage PAMELA S PILKENTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	202310085271
Deed Book / Page	2085 / 1289
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	101 MAIN ST NW, LENOIR, NC 28645-5416
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 HARPER AVE SW, LENOIR, NC 28645-5090

Mortgage

Document Number	0020851292
Date	Jun 7, 2023
Book Page	2085/1292
Instrument	10085273

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	TAYLORSVILLE, NC 28681

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 15, 2019
Property Address	101 MAIN ST NW, LENOIR, NC 28645-5416
Document Number	0010038650
Book / Page	001975 / 002003
Instrument Date	Nov 15, 2019
Instrument	10038650
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 MAIN ST NW LENOIR NC 286455416, LENOIR, NC 28645-5416

Mortgage

Document Number	10038651
Date	Nov 15, 2019
Book Page	001975/002006
Instrument	10038651

Lender

Name	PAMELA S PILKENTON
Address	301 WOODSWAY LN NW, LENOIR, NC 28645-4355
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 14, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 101 Main St NW was $1,721, down 25.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,721.00 (-25.91%)	$368,800 (-) Land $41,400 Building $327,400
2025	$2,323.00	$368,800 Land $41,400 Building $327,400	$368,800 Land $41,400 Building $327,400
2023		$353,900 (-) Land $37,700 Building $316,200	$353,900 (-) Land $37,700 Building $316,200
2022	$4,940.00	$353,900 Land $37,700 Building $316,200	$353,900 Land $37,700 Building $316,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Main St NW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1983–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Main St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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