Story County property record for 101 Main St, Ames, IA 50010
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,784 sqft · built 1955 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,812 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-380-090 |
| Primary APN | 09-02-380-090 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,784 sqft Gross Area |
| 1st Floor Area | 1,783 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 100 ft deep x 51 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 101 MAIN ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-6359 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | DSC |
| Legal Description | O T LOTS 29 & 30 BLK 12 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 02 |
| Legal Subdivision | ORIGINAL TOWN (AMES) |
| Legal Block | 12 |
| Legal Lot Number | 29,30 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ames Main Street Historic District listed 2018 · 66 contributing resources · NRIS 100002399 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 101 MAIN ST, AMES, IA 50010-6359 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage STATE BANK & TRUST |
| Jul 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STATE BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 101 MAIN ST, AMES, IA 50010-6359 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202202605 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-02605 |
| Name | STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 101 MAIN ST, AMES, IA 50010-6359 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202304734 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023-04734 |
| Name | STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,812.00 (+24.44%) | $320,900 (+18.94%) Land $129,900 Building $191,000 | $320,900 (+18.94%) Land $129,900 Building $191,000 |
| 2024 | $5,474.00 (-3.76%) | ||
| 2023 | $269,800 Land $116,900 Building $152,900 | $269,800 Land $116,900 Building $152,900 | |
| 2022 | $5,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1990–2010) |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.
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