101 Ludlow St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 101 Ludlow St, Belchertown, MA 01007

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,214 sqft · built 2022
Lot Size4.02 acres (175,329 sqft)
Owner2 Individual Names on Record
Tax Bill$4,769 (2025)
Deeds & MortgagesSep 2025 Mortgage
APNBELC M:267 L:53.02

Property Details

APN / Parcel Number

Primary APNBELC M:267 L:53.02

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,214 sqft Living Area
Gross Area4,582 sqft
Basement Area1,254 sqft
Unfinished Basement1,254 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area175,329 sqft (4.02 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address101 LUDLOW ST
CityBELCHERTOWN
StateMA
Zip01007-8814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number53.02
JurisdictionBELCHERTOWN MA
Township / Civil DivisionBELCHERTOWN
Census Block Group3
Census Block3022
Census Tract820206

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address186 SCHOOL ST, ACTON, MA 01720-4486
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELCHERTOWN MA
Property Address101 LUDLOW ST, BELCHERTOWN, MA 01007-8814
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number015522-278
DateSep 8, 2025
Book Page15522/278
Instrument14754
Lender
NameALDEN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateOct 1, 2030
Index5-Year CMT

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionBelchertown Town
Unified School DistrictBelchertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,769.00 (+31.12%)$328,700 (+38.46%) Land $88,600 Building $240,100$503,595 (+2.47%)
2024$3,637.00 (+191.43%)$237,400 (+210.33%) Land $80,700 Building $156,700$491,435
2023$1,248.00$76,500 Land $76,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ludlow St

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