101 Ludlow Dr, Winchester, VA 22602 Property Records

Frederick County property record for 101 Ludlow Dr, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1991
Lot Size	0.23 acres (10,014 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jun 2007)
Tax Bill	$1,725 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64A11-2-63`

Property Details

APN / Parcel Number

Primary APN	`64A11-2-63`
Alternative APN	`8033089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	1,524 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Exterior Material	Stone
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,014 sqft (0.23 acres)
Terrain	Rolling
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	108 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8033089
Street Address	101 LUDLOW DR
City	WINCHESTER
State	VA
Zip	22602-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	PEMBRIDGE HEIGHTS L63 PHASE II
Legal Subdivision	PEMBRIDGE
Legal Phase	2
Legal Lot Number	63
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2003
Census Tract	51001

Owner

101 Ludlow Dr is owned and occupied by an individual who bought it in June 2007.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	101 LUDLOW DR, WINCHESTER, VA 22602-6808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2007 · Amount on File
Deed Sale	Jun 5, 2007 · Amount on File
Prior Sale	Sep 26, 2005 · Amount on File
Deed Book / Page	700 / 9080
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	101 LUDLOW DR, WINCHESTER, VA 22602-6808
Document Number	0000013959
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LUDLOW DR WINCHESTER VA 226026808, WINCHESTER, VA 22602-6808

Mortgage

Document Number	0000013959
Date	Oct 7, 2020
Instrument	13959

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 6, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	101 LUDLOW DR, WINCHESTER, VA 22602-6808
Document Number	0000005337
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LUDLOW DR WINCHESTER VA 226026808, WINCHESTER, VA 22602-6808

Mortgage

Document Number	0000005337
Date	May 7, 2020
Instrument	5337

Lender

Name	ATLANTIC UNION BK
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 101 Ludlow Dr was $1,725, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,725.00 (+10.44%)	$325,500 Land $88,000 Building $237,500	$325,500 Land $88,000 Building $237,500
2025	$1,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Ludlow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Ludlow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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