101 Lucy Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 101 Lucy Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,858 sqft · built 2012
Lot Size	0.206 acres (8,957 sqft)
Owner	Individual Name on Record
Last Sale	$877,500 (Mar 2013)
Tax Bill	$15,287 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-450-044-3`

Property Details

APN / Parcel Number

Primary APN	`222-450-044-3`
Alternative APN	`222-450-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,858 sqft Living Area
1st Floor Area	1,509 sqft
2nd Floor Area	1,349 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Architectural Style	Cluster
Lot Area	8,957 sqft (0.206 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	101 LUCY LN
City	SAN RAMON
State	CA
Zip	94582-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8700 L63
Legal Subdivision	SUBDIVISION 8700
Legal Tract	8700
Legal Lot Number	63
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 LUCY LN, SAN RAMON, CA 94582-5231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2013 · Amount on Record
Deed Sale	Mar 13, 2013 · Amount on Record
Deed Document Number	201363940
Prior Transfer Date	Mar 12, 2013
Prior Transfer Doc	0000063941
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	101 LUCY LN, SAN RAMON, CA 94582-5231
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075185
Date	Apr 21, 2020
Instrument	2020-075185

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	101 LUCY LN, SAN RAMON, CA 94582-5231
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LUCY LN, SAN RAMON, CA 94582-5231

Mortgage

Document Number	0000030840
Date	Feb 1, 2021
Instrument	2021-030840

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	101 LUCY LN, SAN RAMON, CA 94582-5231
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LUCY LN, SAN RAMON, CA 94582-5231

Mortgage

Document Number	0000098472
Date	Apr 1, 2021
Instrument	2021-098472

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	2.25%
Max Rate At Change	17%
Max Rate	17%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,101,549 (+2%) Land $621,741 Building $479,808
2025	$15,287.00 (+4.1%)	$1,079,950 (+4.04%) Land $609,550 Building $470,400
2023	$14,685.00 (-0.75%)	$1,038,017 Land $585,882 Building $452,135
2022	$14,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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