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101 Lowndes Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 101 Lowndes Ln, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,333 sqft · built 1974
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Jun 2022)
Tax Bill$3,541 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9577348452

Property Details

APN / Parcel Number

Primary APN9577348452
Alternative APNs
  • 0111639
  • 111639

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area4,333 sqft Heated Area
1st Floor Area3,055 sqft
Basement Area1,528 sqft
Finished Basement993 sqft
Unfinished Basement535 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area41,382 sqft (0.95 acres)
Garage TypeCarport
Garage Area548 sqft
CarportCarport
Carport Area548 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area285 sqft
Deck Area84 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number111639
Street Address101 LOWNDES LN
CityFLAT ROCK
StateNC
Zip28731-9558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code111639~R-4
Legal DescriptionUS25 HWY
Legal Block34
Legal Lot Number8452
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3022
Census Tract931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address101 LOWNDES LN, FLAT ROCK, NC 28731-9558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Deed Document Number2022981061
Deed Book / Page3923 / 608
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 8, 2022
Property Address101 LOWNDES LN, FLAT ROCK, NC 28731-9558
Document Number0039230608
Book / Page3923 / 608
Instrument DateJun 2, 2022
Instrument981061
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,740.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address905 SWEET OLIVE CT, 905, WAKE FOREST, NC 27587-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 LOWNDES LN, FLAT ROCK, NC 28731-9558

Mortgage

Document Number0000981062
DateJun 8, 2022
Instrument981062
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$821,700 (-) Land $145,400 Building $676,300
2025$3,541.00
2023$821,700 Land $145,400 Building $676,300$821,700 Land $145,400 Building $676,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims10 (2020–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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