Polk County property record for 101 Lowell Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1963 |
| Lot Size | 0.21 acres (9,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Jun 2009) |
| Tax Bill | $416 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-35-662900-000920 |
| Primary APN | 26-28-35-662900-000920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,139 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 76 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 28 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|
| Street Address | 101 LOWELL RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C3 |
| Legal Description | GARDEN GROVE UNIT 4 PB 46 PG 24 LOT 92 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | GARDEN GROVE UNIT 4 |
| Legal Tract | 662900 |
| Legal Block | 3 |
| Legal Lot Number | 92 |
| Legal Unit | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 LOWELL RD, WINTER HAVEN, FL 33884-2351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage RP FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2009 · Amount on Record |
| Deed Sale | Jun 8, 2009 · Amount on Record |
| Deed Document Number | 2009105704 |
| Deed Book / Page | 7900 / 2244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 101 LOWELL RD, WINTER HAVEN, FL 33884-2351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 101 LOWELL RD, WINTER HAVEN, FL 33884-2351 |
| Document Number | 0000036247 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 13008/66 |
| Instrument | 2024036247 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 101 LOWELL RD, WINTER HAVEN, FL 33884-2351 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000314177 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 12009/138 |
| Instrument | 2021314177 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 101 LOWELL RD, WINTER HAVEN, FL 33884-2351 |
| Document Number | 0101751077 |
| Book / Page | 010175 / 001077 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 LOWELL RD WINTER HAVEN FL 338842351, WINTER HAVEN, FL 33884-2351 |
| Document Number | 0101751077 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 010175/001077 |
| Instrument | 112882 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,808 (+2.7%) | $196,753 (+0.97%) Land $42,000 Building $154,753 | |
| 2025 | $416.00 (-54.19%) Homeowner's exemption | $66,025 (+5.99%) | $194,871 (+4.66%) Land $42,000 Building $152,871 |
| 2023 | $908.00 (+5.09%) Homeowner's exemption | $62,295 (+3%) | $186,196 (+0.53%) Land $40,000 Building $146,196 |
| 2022 | $864.00 Homeowner's exemption | $60,481 | $185,213 Land $33,000 Building $152,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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