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101 Long Ben Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 101 Long Ben Dr, Key Largo, FL 33037 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,266 sqft · built 1972
Lot Size0.148 acres (6,430 sqft)
OwnerCompany Name on File
Last Sale$145,000 (Dec 1996)
Tax Bill$6,820 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone AE (high risk)
APN00495280-000000

Property Details

APN / Parcel Number

Primary APN00495280-000000
Alternative APNs
  • 32613900495280000000
  • 1611450

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,266 sqft Living Area
1st Floor Area2,146 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area6,430 sqft (0.148 acres)
View / LotCanal
Garage TypeCovered
Garage Area406 sqft

Exterior Amenities

PorchSlab
Porch Area560 sqft
Patio Area1,596 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1611450
Street Address101 LONG BEN DR
CityKEY LARGO
StateFL
Zip33037-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 16 LT 22 FIRST ADDN TO PIRATES COVE-KEY LARGO-PB3-87 OR482-592 OR484-806 OR758-1009 OR773-1702 OR1432-1385 OR1568-2464 OR3054-944 OR3197-0349
Legal Range39E
Legal Township61S
Legal Section32
Legal SubdivisionPIRATES COVE 1ST ADD
Legal Block16
Legal Lot Number22
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2053
Census Tract970500

Owner

Source: Monroe County records · APN 00495280-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address950 HUNTING LODGE DR, MIAMI SPRINGS, FL 33166-5752
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 1996 · Amount on Record
Deed SaleDec 02, 1996 · Amount on Record
Prior SaleJul 01, 1995 · Amount on Record
Deed Book / Page1432 / 1385
Last Transfer DateApr 01, 2022
Transfer Doc0031970349
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateOct 11, 2022
Property Address101 LONG BEN DR, KEY LARGO, FL 33037-2327
Document Number0031970349
Book / Page3197 / 349
Map ReferenceMB 3 PG 87
Instrument DateApr 01, 2022
Instrument2393936
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address950 HUNTING LODGE DR, 950, MIAMI SPRINGS, FL 33166-5752

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 HUNTING LODGE DR, MIAMI SPRINGS, FL 33166-5752

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,820.00 (+8.19%)$800,768 (-2.36%) Land $352,525 Building $448,243$800,768 (-2.36%) Land $352,525 Building $448,243
2024$6,304.00 (+4.96%)
2023$6,006.00 (+12.92%)$820,123 (+11%) Land $374,298 Building $445,825$820,123 (+11%) Land $374,298 Building $445,825
2022$5,319.00$738,845 Land $288,241 Building $450,604$738,845 Land $288,241 Building $450,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879705002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 595 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
244 under condo master policies
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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