101 Liberty Trl, Morganton, NC 28655 Property Records

Burke County property record for 101 Liberty Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,809 sqft · built 1989
Lot Size	14.8 acres (646,430 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2010)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2704661014`

Property Details

APN / Parcel Number

Primary APN	`2704661014`
Alternative APN	`41933`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,809 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	1,156 sqft
Finished Basement	1,156 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,750 sqft
Porch	Slab
Porch Area	12 sqft
Deck Area	15 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	101 LIBERTY TRL
City	MORGANTON
State	NC
Zip	28655-5710
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENS
Legal Description	101 LIBERTY TRL MORGANTON, NC 28655
Legal Subdivision	VICTORY POINTE CONDOMINIUM PHASE I-A
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4003
Census Tract	20600

Owner

101 Liberty Trl, a condominium, is owned and occupied by an individual who bought it in June 2010.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	101 LIBERTY TRL, MORGANTON, NC 28655-5710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2010 · Amount on File
Deed Sale	Jun 23, 2010 · Amount on File
Deed Document Number	20105203
Deed Book / Page	1907 / 454
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	101 LIBERTY TRL, MORGANTON, NC 28655-5710
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LIBERTY TRL, MORGANTON, NC 28655-5710

Mortgage

Document Number	0025370479
Date	Apr 29, 2021
Book Page	2537/479
Instrument	2021004961

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	101 LIBERTY TRL, MORGANTON, NC 28655-5710
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LIBERTY TRL, MORGANTON, NC 28655-5710

Mortgage

Document Number	0025470817
Date	Jun 15, 2021
Book Page	2547/817
Instrument	2021006939

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 101 Liberty Trl was $1,932, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00 (+0.26%)	$329,767 (-) Land $34,800 Building $294,967	$329,767 (-) Land $34,800 Building $294,967
2025	$1,927.00	$329,767 Land $34,800 Building $294,967	$329,767 Land $34,800 Building $294,967
2023	$1,934.00	$329,767 Land $34,800 Building $294,967	$329,767 Land $34,800 Building $294,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Liberty Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Liberty Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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