101 Laurel St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 101 Laurel St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,002 sqft · built 1900
Lot Size	0.207 acres (9,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$588,500 (Jan 2005)
Tax Bill	$11,656 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0E7 P:0000122`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0E7 P:0000122`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,002 sqft Living Area
Gross Area	4,282 sqft
Basement Area	1,270 sqft
Unfinished Basement	635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,021 sqft (0.207 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	101 LAUREL ST
City	MELROSE
State	MA
Zip	02176-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2005
Census Tract	336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 LAUREL ST, MELROSE, MA 02176-4044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2005 · Amount on Record
Deed Sale	Jan 28, 2005 · Amount on Record
Prior Sale	May 19, 1995 · Amount on Record
Deed Document Number	200519286
Deed Book / Page	44553 / 456
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	101 LAUREL ST, MELROSE, MA 02176-4044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70165-7
Date	Oct 31, 2017
Book Page	70165/7
Instrument	177203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	101 LAUREL ST, MELROSE, MA 02176-4044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75927-511
Date	Oct 20, 2020
Book Page	75927/511
Instrument	190724

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,656.00 (+12,569.57%)	$1,016,200 (+8.19%) Land $493,600 Building $522,600	$1,228,566 (+9.39%)
2025	$92.00 (-98.97%)	$939,300 (+4.19%) Land $465,400 Building $473,900	$1,123,090
2024	$8,952.00 (+0.45%)	$901,500 (+5.4%) Land $437,200 Building $464,300
2023	$8,912.00	$855,300 Land $423,100 Building $432,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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