Monroe County property record for 101 Lakeside Ct, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,972 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Garage | 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2022) |
| Primary APN | 07-26-249-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,972 sqft Living Area |
| 1st Floor | 1,972 sqft 1st Floor |
| Basement Area | 1,972 sqft Basement |
| Unfinished Basement | 1,972 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame Construction |
| Lot Area | 20,038 sqft (0.46 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 648 sqft Driveway |
| Garage Area | 484 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 116 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 101 LAKESIDE CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 CREEKSIDE ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 17 |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-249-008-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 LAKESIDE CT, WATERLOO, IL 62298-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST AMERICAN TITLE |
| May 03, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2022 · Amount on Record |
| Deed Sale | May 03, 2022 · Amount on Record |
| Deed Doc Number | 2022424093 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 13, 2026 |
| Property Address | 101 LAKESIDE CT, WATERLOO, IL 62298-1829 |
| Document Number | 0000442520 |
| Instrument Date | May 07, 2026 |
| Instrument | 2026442520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 101 LAKESIDE CT, WATERLOO, IL 62298-1829 |
| Document Number | 0000442520, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026442520 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 03, 2022 |
| Property Address | 101 LAKESIDE CT, WATERLOO, IL 62298-1829 |
| Document Number | 0000424093 |
| Instrument Date | May 02, 2022 |
| Instrument | 424093 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $457.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 602 S LIBRARY ST, 602, WATERLOO, IL 62298-1437 |
| Name | Verified Name |
|---|---|
| Address | 101 LAKESIDE CT, WATERLOO, IL 62298-1829 |
| Document Number | 0000424094 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 424094 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.13% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 101 LAKESIDE CT, WATERLOO, IL 62298-1829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000408985 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 408985 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,210 (+2.47%) Land $18,030 Building $97,180 | $345,630 (+2.47%) Land $54,090 Building $291,540 | |
| 2024 | $112,433 (+24.47%) Land $17,426 Building $95,007 | $337,299 (+24.47%) Land $52,278 Building $285,021 | |
| 2022 | Additional exemption filed | $90,330 Land $16,160 Building $74,170 | $270,990 Land $48,480 Building $222,510 |
101 Lakeside Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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