101 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 101 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1986
Lot Size	1.27 acres (55,630 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Apr 2009)
Tax Bill	$656 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`25-28-26-354710-004010`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354710-004010`
Alternative APNs	`262825354710004010` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,582 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	55,630 sqft
Lot Dimensions	150 ft deep x 97 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	500 sqft

Exterior Amenities

Pool House	Pool House
Porch	Unfinished Open Porch
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	101 LAKE THOMAS DR
City	WINTER HAVEN
State	FL
Zip	33880-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS EST #1 PB 60 PG 4 BLK 4 LOT 1 & LAKE THOMAS SUBDIVISION PB 77 PG 41 LYING & BEING IN A PORTION OF SECTIONS 26 & 35 T28S R25E LOT 1-F
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	LAKE THOMAS ESTATES UNIT 1
Legal Tract	354710
Legal Block	4
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1013
Census Tract	14703

Owner

Source: Polk County records · APN 25-28-26-354710-004010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2009 · Amount on Record
Deed Sale	Apr 07, 2009 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	200962506
Deed Book / Page	7854 / 1769
Last Transfer Date	Aug 06, 2021
Transfer Doc	0000212233
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Aug 13, 2021
Property Address	101 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1128
Document Number	0000212233
Book / Page	11848 / 586
Map Reference	MB 60 PG 4
Instrument Date	Aug 06, 2021
Instrument	2021212233
Transaction Type	Transfer
Record Updated	Mar 06, 2023
Title Company	MIDFLORIDA TITLE PROFESSIONALS, MIDFLORIDA TTL PROFESSIONALS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1128

Mortgage

Document Number	0011848588
Date	Aug 13, 2021
Instrument	11848/588

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$656.00 (-44.03%) Homeowner's exemption	$91,011 (+5.99%)	$260,271 (-1.92%) Land $66,100 Building $194,171
2023	$1,172.00 (+7.13%) Homeowner's exemption	$85,870 (+3%)	$265,379 (+17.22%) Land $64,100 Building $201,279
2022	$1,094.00 Homeowner's exemption	$83,369	$226,396 Land $53,100 Building $173,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	136.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force 32 of 39 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.