101 Lake St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 101 Lake St, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 1,400 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2017 Mortgage
APN	`0254021000180`

Property Details

APN / Parcel Number

Primary APN	`0254021000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Total Area
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 LAKE ST
City	CHESAPEAKE
State	VA
Zip	23323-4306
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R10S: RESI
Legal Description	C MIN SUB 14 & 15 BROADMOOR .225AC
Legal Subdivision	SHELL/CANL/LAKE/JARVIS/GRUEN/RICHWD/FIRM
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3009
Census Tract	21402

Owner

101 Lake St is owned by an individual.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	101 LAKE ST, CHESAPEAKE, VA 23323-4306
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	101 LAKE ST, CHESAPEAKE, VA 23323-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9818/1062
Date	Aug 3, 2017
Book Page	9818/1062
Instrument	170021256

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$294,600 Land $150,000 Building $144,600	$294,600 Land $150,000 Building $144,600
2023	$251,100 Land $115,000 Building $136,100	$251,100 Land $115,000 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 101 Lake St; there have been 9 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	9 (1989–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2020 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880