101 Lake Ridge Dr, Madison, MS 39110 Property Records

Madison County property record for 101 Lake Ridge Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	3,091 sqft · built 2020
Lot Size	0.571 acres (24,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,400 (Aug 2022)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081A-11-001/93`

Property Details

APN / Parcel Number

Primary APN	`081A-11-001/93`
Alternative APNs	`081A-11-001/93.00` `20173`

Interior

Building Area	3,091 sqft Adjusted Area
1st Floor Area	2,539 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	24,875 sqft (0.571 acres)

Location & Zoning

Account Number	20173
Street Address	101 LAKE RIDGE DR
City	MADISON
State	MS
Zip	39110-8212
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 164 LAKE CAROLINE PHASE I
Legal Range	01E
Legal Township	08N
Legal Section	11
Legal Subdivision	LAKE CAROLINE PH 1
Legal Phase	1
Legal Lot Number	164
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1038
Census Tract	30402

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 LAKE RIDGE DR, MADISON, MS 39110-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Subdivision Related Transfer BANCORPSOUTH
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Aug 21, 2019	Warranty Deed, Construction Loan · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Apr 18, 2022
Deed Document Number	2022964802
Deed Book / Page	4253 / 211
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 30, 2020
Property Address	101 LAKE RIDGE DR, MADISON, MS 39110-8212
Document Number	0000894985
Book / Page	003874 / 000896
Instrument Date	Jun 25, 2020
Instrument	894985
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 LAKE RIDGE DR MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	894986
Date	Jun 30, 2020
Book Page	003874/000899
Instrument	894986

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jun 17, 2020
Property Address	101 LAKE RIDGE DR, MADISON, MS 39110-8212
Document Number	0000893568
Book / Page	003867 / 000984
Instrument Date	Jun 17, 2020
Instrument	893568
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 986 RIDGELAND MS 391580986, RIDGELAND, MS 39158-0986

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	101 LAKE RIDGE DR, MADISON, MS 39110-8212
Document Number	0000885120
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 S PEAR ORCHARD RD RIDGELAND MS 391574202, RIDGELAND, MS 39157-4202

Mortgage

Document Number	0000885120
Date	Feb 13, 2020
Book Page	003816/000983
Instrument	885120

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2021

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 21, 2019
Property Address	101 LAKE RIDGE DR, MADISON, MS 39110-8212
Document Number	0000870685
Book / Page	003755 / 000986
Instrument Date	Aug 20, 2019
Instrument	870685
Transaction Type	Construction Loan
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	607 HIGHLAND COLONY PKWY #300 RIDGELAND MS 391576060, 300, RIDGELAND, MS 39157-6060

Mortgage

Document Number	870686
Date	Aug 21, 2019
Book Page	003756/000001
Instrument	870686

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 Homeowner's exemption	$29,786 (-)	$297,860 (-) Land $50,000 Building $247,860
2024	$2,866.00 (+0.77%)
2023	$2,844.00 Homeowner's exemption	$29,786	$297,860 Land $50,000 Building $247,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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