101 Lake Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 101 Lake Dr, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1955
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Dec 2021)
Tax Bill$6,216 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 70.12-1-23

Property Details

APN / Parcel Number

Primary APN422800 70.12-1-23
Alternative APN
  • 280007001200010230000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions175 ft deep x 75 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area150 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address101 LAKE DR
CitySCHENECTADY
StateNY
Zip12306-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G,FP HELDERBG VL #1-2 7.-514-17
Legal Block1
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1029
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 70.12-1-23

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 LAKE DR, SCHENECTADY, NY 12306-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleJul 20, 2016 · Amount on Record
Deed Document Number202162588
Deed Book / Page2073 / 544
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 13, 2021
Property Address101 LAKE DR, SCHENECTADY, NY 12306-2516
Document Number0000062588
Book / Page2073 / 544
Instrument DateDec 02, 2021
Instrument202162588
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 LAKE DR, SCHENECTADY, NY 12306-2516

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 RIDGEWOOD TER, ALBANY, NY 12203-5305

Mortgage

Document Number0000062589
DateDec 13, 2021
Instrument202162589
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,216.00$170,000 (-) Land $22,500 Building $147,500$261,500 (+16.9%) Land $34,610 Building $226,890
2023$170,000 Land $22,500 Building $147,500$223,700 Land $29,607 Building $194,093

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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