101 Kirk Dr, Seneca, SC 29678 Property Records

Oconee County property record for 101 Kirk Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,654 sqft · built 1976
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2021)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-03-10-010`

Property Details

APN / Parcel Number

Primary APN	`255-03-10-010`
Alternative APN	`34155`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,654 sqft Living Area
Basement Area	650 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	34,412 sqft (0.789 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34155
Old Parcel Number	255 03 10 010
Street Address	101 KIRK DR
City	SENECA
State	SC
Zip	29678-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 301 SOUTHERN MEADOWS (0.684 AC.)
Legal Subdivision	MEADOWS
Legal Block	10
Legal Lot Number	301
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	4
Census Block	4022
Census Tract	30701

Owner

101 Kirk Dr is owned and occupied by an individual who bought it in April 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 KIRK DR, SENECA, SC 29678-4217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
May 4, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 25, 2017	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Jan 13, 2012
Deed Document Number	0000016901
Deed Book / Page	2676 / 322
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 15, 2021
Property Address	101 KIRK DR, SENECA, SC 29678-4217
Document Number	0000016901
Book / Page	2676 / 322
Instrument Date	Apr 8, 2021
Instrument	16901
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 KIRK DR, SENECA, SC 29678-4217

Mortgage

Document Number	0000016902
Date	Apr 15, 2021
Book Page	4135/283
Instrument	16902

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	101 KIRK DR, SENECA, SC 29678-4217
Document Number	0037220147
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 KIRK DR SENECA SC 296784217, SENECA, SC 29678-4217

Mortgage

Document Number	0037220147
Date	May 15, 2018
Book Page	003722/000147

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 14, 2033

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 25, 2017
Property Address	101 KIRK DR, SENECA, SC 29678-4217
Document Number	0000008981
Book / Page	002239 / 000163
Instrument Date	Jan 18, 2017
Instrument	8981
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 KIRK DR SENECA SC 296784217, SENECA, SC 29678-4217

Mortgage

Document Number	8982
Date	Jan 25, 2017
Book Page	003574/000295
Instrument	8982

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Kirk Dr was $2,591.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,591.00	$8,039 Land $695 Building $7,344	$200,970 Land $17,380 Building $183,590
2023		$8,039 Land $695 Building $7,344	$200,970 Land $17,380 Building $183,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Kirk Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Kirk Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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