101 Keystone Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 101 Keystone Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 2004
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Apr 2026)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-39-19-00001-5670-00017.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-19-00001-5670-00017.0`
Alternative APN	`34707`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,976 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	141 ft deep x 96.9 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	650 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	464 sqft
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 KEYSTONE DR
City	SEBASTIAN
State	FL
Zip	32958-6935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 17 BLK 567 LOT 17 PBI 8-46 TO 46P
Legal Range	39E
Legal Township	31S
Legal Section	19
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 17
Legal Block	567
Legal Lot Number	17
Legal Unit	17
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3045
Census Tract	50805

Owner

101 Keystone Dr is owned and occupied by an individual who bought it in April 2026.

Source: Indian River County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	101 KEYSTONE DR, SEBASTIAN, FL 32958-6935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Oct 17, 2003
Deed Document Number	202615130
Deed Book / Page	3849 / 1017
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 1, 2026
Property Address	101 KEYSTONE DR, SEBASTIAN, FL 32958-6935
Document Number	0000015130
Book / Page	3849 / 1017
Instrument Date	Mar 31, 2026
Instrument	202615130
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 KEYSTONE DR, SEBASTIAN, FL 32958-6935

Mortgage

Document Number	0000015131,
Date	Apr 1, 2026
Instrument	202615131

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 101 Keystone Dr was $2,849 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00 Homeowner's exemption	$180,347	$416,546 Land $74,219 Building $342,327
2023	$2,350.00 (+4.72%)	$170,159 (+3%)	$405,922 (+13.61%) Land $62,431 Building $343,491
2022	$2,244.00	$165,203	$357,288 Land $43,658 Building $313,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Keystone Dr in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	53 (1999–2022)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Keystone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20