101 Kayo Rd, Madison, AL 35758 Property Records

Madison County property record for 101 Kayo Rd, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,113 sqft · built 2006
Lot Size	0.291 acres (12,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (May 2015)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-08-0-002-001.053`

Property Details

APN / Parcel Number

Primary APN	`16-03-08-0-002-001.053`
Alternative APN	`416779`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,113 sqft Living Area
1st Floor Area	2,113 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,689 sqft (0.291 acres)
Lot Dimensions	135 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	416779
Street Address	101 KAYO RD
City	MADISON
State	AL
Zip	35758-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 4 OAK STONE PB # 20050301000115700
Legal Range	02W
Legal Township	04S
Legal Section	08
Legal Subdivision	OAK STONE
Legal Block	4
Legal Lot Number	11
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4012
Census Tract	11025

Owner

Source: Madison County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 KAYO RD, MADISON, AL 35758-6114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2015 · Amount on Record
Deed Sale	May 18, 2015 · Amount on Record
Prior Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	2015260110
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	0000772590
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	101 KAYO RD, MADISON, AL 35758-6114
Document Number	0000088832
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 KAYO RD MADISON AL 357586114, MADISON, AL 35758-6114

Mortgage

Document Number	0000088832
Date	Nov 4, 2020
Instrument	88832

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$51,240 (+10.86%) Land $8,480 Building $42,760	$514,200 (+11.27%) Land $85,000 Building $429,200
2023	Homeowner's exemption	$46,220 Land $6,000 Building $40,220	$462,100 Land $60,000 Building $402,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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