Madison County property record for 101 Kayla Dr, Berea, KY 40403
| Property Type | Duplex |
|---|---|
| Details | 2,304 sqft |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,039,379 (Feb 2025) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0074-019A-0001 |
| Primary APN | 0074-019A-0001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,304 sqft Living Area |
| Architectural Style | Duplex Single |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Account Number | 68750 |
|---|---|
| Street Address | 101 KAYLA DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9357 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | KAYLA VIEW LOT 1 |
| Legal Subdivision | KAYLA VIEW |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11303 |
101 Kayla Dr, a duplex, is owned by a company that bought it in February 2025.
Source: Madison County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 510 THREE FORKS RD, RICHMOND, KY 40475-8096 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jan 4, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Deed Document Number | 202514248378 |
| Deed Book / Page | 864 / 409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 31, 2026 |
| Property Address | 101 KAYLA DR, BEREA, KY 40403-9357 |
| Document Number | 0014372499 |
| Book / Page | 2497 / 131 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202614372499 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0014372499, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 2497/131 |
| Instrument | 202614372499 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 28, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 101 KAYLA DR, BEREA, KY 40403-9357 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2122/677 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | M2122/677 |
| Instrument | 2014070714 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 28, 2031 |
The 2025 property tax bill for 101 Kayla Dr was $1,508.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,508.00 | $160,000 | $160,000 |
| 2023 | $1,445.00 | $149,000 | $149,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 101 Kayla Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Kayla Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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