Frederick County property record for 101 Kay Ct, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,309 sqft · built 2009 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,606 (Sep 2009) |
| Tax Bill | $2,591 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55J2-1-25 |
| Primary APN | 55J2-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,309 sqft Living Area |
| Gross Area | 4,207 sqft |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8044405 |
|---|---|
| Street Address | 101 KAY CT |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | STEEPLECHASE L25 |
| Legal Subdivision | STEEPLECHASE |
| Legal Lot Number | 25 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | RED BUD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 51103 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 KAY CT, WINCHESTER, VA 22602-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Sep 24, 2019 | Grant Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2009 · Amount on Record |
| Deed Sale | Sep 28, 2009 · Amount on Record |
| Deed Book / Page | 900 / 10768 |
| Last Transfer Date | Dec 18, 2014 |
| Transfer Doc | 1400010981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 101 KAY CT, WINCHESTER, VA 22602-5607 |
| Document Number | 0000017562 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 101 KAY CT WINCHESTER VA 226025607, WINCHESTER, VA 22602-5607 |
| Document Number | 0000017562 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 17562 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2035 |
| Rate | 2.25% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 24, 2019 |
| Property Address | 101 KAY CT, WINCHESTER, VA 22602-5607 |
| Document Number | 0000009981 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 9981 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 KAY CT WINCHESTER VA 226025607, WINCHESTER, VA 22602-5607 |
| Document Number | 9982 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 9982 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,591.00 (+10.44%) | $488,800 Land $88,000 Building $400,800 | $488,800 Land $88,000 Building $400,800 |
| 2025 | $2,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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