Livingston County property record for 101 Karen Dr, Dwight, IL 60420
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,808 sqft · built 1996 |
| Lot Size | 0.309 acres (13,440 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,411 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-09-451-014 |
| Primary APN | 05-05-09-451-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,808 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Roof Material | Asphalt |
| Lot Area | 13,440 sqft (0.309 acres) |
| Lot Dimensions | 120 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 888 sqft |
| Heating System | Gas |
|---|
| Street Address | 101 KAREN DR |
|---|---|
| City | DWIGHT |
| State | IL |
| Zip | 60420-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-09-451-014 LOT 112 X 120 LOT 46 SCOTT'S 2ND SUB. |
| Legal Subdivision | SCOTTS 2ND SUB |
| Legal Lot Number | 46 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | DWIGHT |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 960100 |
101 Karen Dr, a single family home, is owned by a company.
Source: Livingston County records, as of June 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11732 SW 72ND CIR, OCALA, FL 34476-3612 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK KEWANEE |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK DWIGHT |
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 101 KAREN DR, DWIGHT, IL 60420-1635 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024R00729 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024R-00729 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 101 KAREN DR, DWIGHT, IL 60420-1635 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021R03164 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021R-03164 |
| Name | PEOPLES NATIONAL BANK KEWANEE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Feb 1, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 101 KAREN DR, DWIGHT, IL 60420-1635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R04184 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2017R-04184 |
| Name | FIRST NATIONAL BANK DWIGHT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Nov 1, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 101 KAREN DR, DWIGHT, IL 60420-1635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021R00270 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021R-00270 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Feb 1, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 101 Karen Dr was $9,411.
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Dwight Township |
| Municipality | Dwight Village |
| Elementary School District | Dwight Common School District 232 (PK - 08) |
| Secondary School District | Dwight Township High School District 230 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,411.00 | $104,273 Land $14,788 Building $89,485 | $312,819 Land $44,364 Building $268,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Karen Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 12 (1979–2020) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Karen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DWIGHT serves 4,400 people · EPA ID IL1050250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | Arsenic resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: GigFire.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures