Walker County property record for 101 Joye Ln, Chickamauga, GA 30707
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,212 sqft · built 1979 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Apr 2026) |
| Tax Bill | $4,239 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3002 020 |
| Primary APN | 3002 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,212 sqft Heated Area |
| 1st Floor Area | 1,592 sqft |
| Basement Area | 1,578 sqft |
| Finished Basement | 888 sqft |
| Unfinished Basement | 690 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 464 sqft |
| Patio Area | 480 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31943 |
|---|---|
| Street Address | 101 JOYE LN |
| City | CHICKAMAUGA |
| State | GA |
| Zip | 30707-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 105 & PT LOTS 102 &104 SIMONTON HILLS |
| Legal Subdivision | SIMONTON HILLS |
| Legal Lot Number | 105 |
| Jurisdiction | WALKER GA |
| Township / Civil Division | CHICKAMAUGA |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 20503 |
Source: Walker County records · APN 3002 020
Assessment roll updated March 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 JOYE LN, CHICKAMAUGA, GA 30707-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2024 | Deed of Trust, Mortgage · Line of Credit ACHIEVE LOANS |
| Apr 27, 2026 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL |
| Oct 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Oct 30, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Oct 26, 2017 · Amount on Record |
| Deed Book / Page | 2403 / 1 |
| Prior Transfer Date | Dec 18, 1980 |
| Prior Transfer Doc | 0478000716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 101 JOYE LN, CHICKAMAUGA, GA 30707-1240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 JOYE LN, CHICKAMAUGA, GA 30707-1240 |
| Document Number | 0023540000000964 |
|---|---|
| Date | Sep 25, 2024 |
| Book Page | 0000002354/0000000964 |
| Instrument | 2024006151 |
| Name | ACHIEVE LOANS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Apr 27, 2026 |
| Property Address | 101 JOYE LN, CHICKAMAUGA, GA 30707-1240 |
| Document Number | 0024030001 |
| Book / Page | 2403 / 1 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 JOYE LN, CHICKAMAUGA, GA 30707-1240 |
| Document Number | 2403000005, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 2403/5 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 101 JOYE LN, CHICKAMAUGA, GA 30707-1240 |
| Document Number | 0021120172 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 101 JOYE LN CHICKAMAUGA GA 307071240, CHICKAMAUGA, GA 30707-1240 |
| Document Number | 0021120172 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 002112/000172 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Oct 30, 2017 |
| Property Address | 101 JOYE LN, CHICKAMAUGA, GA 30707-1240 |
| Document Number | 0019570055 |
| Book / Page | 001957 / 000055 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2017 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 JOYE LN CHICKAMAUGA GA 307071240, CHICKAMAUGA, GA 30707-1240 |
| Document Number | 19570057 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 001957/000057 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2047 |
Source: Walker County records · Assessment roll updated March 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Chickamauga City |
| County | Walker County |
| Unified School District | Chickamauga City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,239.00 (+20.12%) Homeowner's exemption | $188,947 (+32.77%) Land $14,600 Building $174,347 | $472,367 (+32.77%) Land $36,500 Building $435,867 |
| 2023 | $3,529.00 (+21.23%) | $142,316 Land $14,000 Building $128,316 | $355,790 Land $35,000 Building $320,790 |
| 2022 | $2,911.00 |
Source: FEMA National Flood Hazard Layer as of September 5, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Fail Telecommunication Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICKAMAUGA serves 5,720 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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