101 Jenny Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 101 Jenny Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,280 sqft · built 2016
Lot Size	1.09 acres (47,858 sqft)
Owner	2 Individual Names on File
Last Sale	$229,500 (Dec 2016)
Tax Bill	$1,900 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56245`

Property Details

APN / Parcel Number

Primary APN	`56245`
Alternative APN	`1313688`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,280 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	47,858 sqft (1.09 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1313688
Street Address	101 JENNY DR
City	SHELBY
State	NC
Zip	28152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#11-12 PB25-191 REV PB25-101 KENDRICK EST PH1
Legal Subdivision	KENDRICK ESTATES
Legal Block	1
Legal Lot Number	129
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2025
Census Tract	951602

Owner

101 Jenny Dr is owned by two individuals who bought it in December 2016.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 JENNY DR, SHELBY, NC 28152-6963
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Apr 2, 2024	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Mar 14, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on File
Deed Sale	Dec 16, 2016 · Amount on File
Deed Document Number	201611205
Deed Book / Page	1732 / 1771
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 JENNY DR, SHELBY, NC 28152
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JENNY DR, SHELBY, NC 28152-6963

Mortgage

Document Number	0019371547
Date	Jan 14, 2025
Book Page	1937/1547
Instrument	200109093

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	1375 N SCOTTSDALE RD STE 100, SCOTTSDALE, AZ 85257

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 JENNY DR, SHELBY, NC 28152
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019181261
Date	Apr 2, 2024
Book Page	1918/1261
Instrument	200098871

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	1375 N SCOTTSDALE RD STE 100, SCOTTSDALE, AZ 85257

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 JENNY DR, SHELBY, NC 28152-6963
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018670815
Date	Mar 14, 2022
Book Page	1867/815
Instrument	200069791

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 101 Jenny Dr was $1,900, up 3.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,900.00 (+3.83%)	$288,192 (-) Land $22,420 Building $265,772	$288,192 (-) Land $22,420 Building $265,772
2025	$1,830.00	$288,192 Land $22,420 Building $265,772	$288,192 Land $22,420 Building $265,772
2023		$17,424 Land $17,424	$17,424 Land $17,424

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 101 Jenny Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Jenny Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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