Hardin County property record for 101 Jefferson St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1988 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,900 (Mar 2026) |
| Tax Bill | $1,281 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-299 |
| Primary APN | 180-20-09-299 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Attic Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Patio Area | 130 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 101 JEFFERSON ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 299 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 299 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-09-299
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Mar 21, 2025 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2025 |
| Deed Document Number | 0001597823 |
| Deed Book / Page | 1597 / 823 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 02, 2026 |
| Property Address | 101 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 001597/823 |
| Book / Page | 1597 / 823 |
| Map Reference | CAB 1 SH 704 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Name | Verified Name |
|---|---|
| Address | 101 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 0002603662 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 2603/662 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 21, 2025 |
| Property Address | 101 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 001581/581 |
| Book / Page | 1581 / 581 |
| Map Reference | CAB 1 SH 704 |
| Instrument Date | Mar 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281.00 (+36.42%) | $133,900 (+39.48%) Land $18,000 Building $115,900 | $133,900 (+39.48%) Land $18,000 Building $115,900 |
| 2023 | $96,000 (-) Land $14,000 Building $82,000 | $96,000 (-) Land $14,000 Building $82,000 | |
| 2022 | $96,000 Land $14,000 Building $82,000 | $96,000 Land $14,000 Building $82,000 | |
| 2021 | $939.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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