101 James St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 101 James St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1920
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2024)
Tax Bill	$8,556 (2025)
Deeds & Mortgages	Mar 2020 Sale Jun 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`31-00106-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`31-00106-0000-00005`
Alternative APNs	`310010600005` `219600`

Interior

Stories	2 Stories
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Account Number	219600
Street Address	101 JAMES ST
City	LODI
State	NJ
Zip	07644-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	37X100
Legal Subdivision	BOROUGH/LODI
Legal Block	106
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4005
Census Tract	30402

Owner

101 James St is owned and occupied by two individuals who bought it in December 2024.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 JAMES ST, LODI, NJ 07644-3146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE
Jun 19, 2019	Trustee's Deed, Foreclosure · Construction Mortgage MOFIN LNDG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	202475943
Deed Book / Page	5389 / 927
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 12, 2020
Property Address	101 JAMES ST, LODI, NJ 07644-3146
Document Number	0035421149
Book / Page	003542 / 001149
Instrument Date	Feb 4, 2020
Instrument	20029727
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$308.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6205 PALISADE AVE #3 WEST NEW YORK NJ 070932371, 3, WEST NEW YORK, NJ 07093-2371

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 19, 2019
Property Address	101 JAMES ST, LODI, NJ 07644-3146
Document Number	0032711729
Book / Page	003271 / 001729
Instrument Date	May 7, 2019
Instrument	38770
Transaction Type	Foreclosure
Record Updated	Jul 1, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5655 PATERSON NJ 075095655, PATERSON, NJ 07509-5655

Mortgage

Document Number	32711742
Date	Jun 19, 2019
Book Page	003271/001742
Instrument	38770

Lender

Name	MOFIN LNDG CORP
Address	NEW YORK, NY 10016

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 18, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 101 James St was $8,556, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,700 (-) Land $151,400 Building $90,300	$241,700 (-) Land $151,400 Building $90,300
2025	$8,556.00 (+5.6%)	$241,700 Land $151,400 Building $90,300	$241,700 Land $151,400 Building $90,300
2024	$8,102.00
2023		$241,700 Land $151,400 Building $90,300	$241,700 Land $151,400 Building $90,300
2022	$7,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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