Gloucester County and Clayton Borough property record for 101 James Pl, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 1952 |
| Lot Size | 0.263 acres (11,452 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $216,000 (Jan 2023) |
| Tax Bill | $5,094 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01509-0000-00004 |
| Primary APN | 01-01509-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 11,452 sqft (0.263 acres) |
| Lot Dimensions | 150 ft deep x 76.4 ft wide |
| Old Parcel Number | 0100041T00009 |
|---|---|
| Street Address | 101 JAMES PL |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1509 |
| Legal Lot Number | 4 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 501501 |
Source: Gloucester County and Clayton Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 JAMES PL, CLAYTON, NJ 08312-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 10, 2023 | Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE |
| Mar 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK ELMER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Aug 13, 2015 · Amount on Record |
| Deed Document Number | 2023877 |
| Deed Book / Page | 6799 / 318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 101 JAMES PL, CLAYTON, NJ 08312-1247 |
| Document Number | 0000011497 |
| Book / Page | 19207 / 87 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202611497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 101 JAMES PL, CLAYTON, NJ 08312-1247 |
| Document Number | 0000011497, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 19207/87 |
| Instrument | 202611497 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 1, 2053 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jan 10, 2023 |
| Property Address | 101 JAMES PL, CLAYTON, NJ 08312-1247 |
| Document Number | 0000000877 |
| Book / Page | 6799 / 318 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 877 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | KCT ABSTRACT LLC, CITY ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5287 LAKE RD, NEWFIELD, NJ 08344-5210 |
| Name | Verified Name |
|---|---|
| Address | 101 JAMES PL, CLAYTON, NJ 08312-1247 |
| Document Number | 0000000878 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 878 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 101 JAMES PL, CLAYTON, NJ 08312-1247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010410 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 16152/33 |
| Instrument | 10410 |
| Name | FIRST NATIONAL BANK ELMER |
|---|---|
| Type | Bank |
| Address | ELMER, NJ 08318 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,600 (+17.8%) Land $57,500 Building $176,100 | $233,600 (+17.8%) Land $57,500 Building $176,100 | |
| 2025 | $5,094.00 (+3.79%) | $198,300 (+94.6%) Land $57,500 Building $140,800 | $198,300 (+94.6%) Land $57,500 Building $140,800 |
| 2024 | $4,908.00 (+20.53%) | ||
| 2023 | $101,900 Land $35,200 Building $66,700 | $101,900 Land $35,200 Building $66,700 | |
| 2022 | $4,072.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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