101 James Dr, Troy, IL 62294 Property Records

Madison County property record for 101 James Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,328 sqft · built 1978
Lot Size	0.298 acres (13,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,500 (Jun 2011)
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2018 Loan Modification + 2 more
APN	`09-2-22-10-05-101-006`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-05-101-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	13,020 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Patio Area	356 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	101 JAMES DR
City	TROY
State	IL
Zip	62294-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANAHAN THIRD SUBD LOT 49 100X130.2X IRR
Legal Subdivision	LANAHAN THIRD SUBD
Legal Lot Number	49
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1028
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 JAMES DR, TROY, IL 62294-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
Jul 30, 2018	Loan Modification, Mortgage · Conventional with PMI NEW AMERICAN FNDG
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Apr 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2011 · Amount on Record
Deed Sale	Jun 14, 2011 · Amount on Record
Deed Document Number	201121336
Last Transfer Date	Dec 16, 2019
Transfer Doc	0000041786
Record Updated	Oct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Dec 27, 2019
Property Address	101 JAMES DR, TROY, IL 62294-1713
Document Number	0000041786
Map Reference	PL37 PG43
Instrument Date	Dec 16, 2019
Instrument	2019R41786
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	BENCHMARK TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 JAMES DR, TROY, IL 62294-1713

Mortgage

Document Number	0000041787
Date	Dec 27, 2019
Instrument	2019R41787

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.88%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	101 JAMES DR, TROY, IL 62294-1713
Document Number	0000028678
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 JAMES DR TROY IL 622941713, TROY, IL 62294-1713

Mortgage

Document Number	0000028678
Date	Sep 13, 2018
Instrument	28678

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Interest

Rate	4.87%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 31, 2018
Property Address	101 JAMES DR, TROY, IL 62294-1713
Document Number	0000016516
Map Reference	PB 37 PG 43
Instrument Date	May 29, 2018
Instrument	2018R16516
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	BEACHMARK TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 JAMES DR, TROY, IL 62294-1713

Mortgage

Document Number	0000016517
Date	May 31, 2018
Instrument	2018R16517

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Apr 19, 2017
Property Address	101 JAMES DR, TROY, IL 62294-1713
Document Number	0000013055
Map Reference	PL 37 PG 43
Instrument Date	Jan 13, 2017
Instrument	2017R13055
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 JAMES DR, TROY, IL 62294-1713

Mortgage

Document Number	0000013056
Date	Apr 19, 2017
Instrument	2017R13056

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,746.00 (+6.22%)	$68,600 (+28.27%) Land $12,300 Building $56,300	$205,800 (+28.14%) Land $36,900 Building $168,900
2024	$4,468.00 (+11.84%)
2022	$3,995.00	$53,480 Land $9,590 Building $43,890	$160,601 Land $28,799 Building $131,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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