101 JAMES CIR DAPHNE AL 365267829, DAPHNE, AL 36526-7829
Mortgage
Document Number
1870039
Date
Nov 12, 2020
Instrument
1870039
Lender
Name
VETERANS UNITED HM LNS
Type
Funding / Finance Company
Address
COLUMBIA, MO 65203
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 11, 2050
Tax Assessment & Valuation
The 2026 property tax bill for 101 James Cir was $1,332 with a homeowner's exemption, down 2% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
Baldwin County
Municipality
Daphne City
Unified School District
Baldwin County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,332.00 (-1.99%)Homeowner's exemption
2025
$1,359.00
$30,540Land $1,620Building $28,920
$305,300Land $16,100Building $289,200
2023
$2,438.00 (+17.1%)
$53,000 (+9.46%)
$265,000 (+9.46%)Land $16,800Building $248,200
2022
$2,082.00 (+112.02%)
$48,420
$242,100Land $16,500Building $225,600
2021
$982.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 101 James Cir in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 48 policies
Nearby Flood Policies
48 in force
Nearby Flood Claims
65 (1981–2025)
Claims Outside the SFHA
27 of 65
Most Recent Claim
Apr 2025 · rainfall accumulation
Claims by Event
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 15 claims
Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 11 claims
Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 101 James Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
2 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
5 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL
5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area