101 Irene Way, Smithsburg, MD 21783 Property Records

Washington County property record for 101 Irene Way, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,200 sqft · built 2001
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2023)
Tax Bill	$2,933 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-031068`

Property Details

APN / Parcel Number

Primary APN	`07-031068`
Alternative APN	`031068`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,200 sqft Total Area
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031068
Street Address	101 IRENE WAY
City	SMITHSBURG
State	MD
Zip	21783-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 146 0.52 ACRES 101 IRENE WAY WHISPERING HILLS
Legal Subdivision	WHISPERING HILLS
Legal Block	1
Legal Lot Number	146
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3006
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 IRENE WAY, SMITHSBURG, MD 21783-1561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Oct 27, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 25, 2018	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Sep 7, 2018	Quit Claim Deed, Transfer SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Jul 27, 2001 · Amount on Record
Deed Book / Page	7306 / 189
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0058280136
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 23, 2023
Property Address	101 IRENE WAY, SMITHSBURG, MD 21783-1561
Document Number	0073060189
Book / Page	7306 / 189
Map Reference	FO 4593
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 IRENE WAY, SMITHSBURG, MD 21783-1561

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073060198
Date	Aug 23, 2023
Book Page	7306/198

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	101 IRENE WAY, SMITHSBURG, MD 21783-1561
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068110024
Date	Oct 27, 2021
Book Page	6811/24

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2046

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	101 IRENE WAY, SMITHSBURG, MD 21783-1561
Document Number	0058450205
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 IRENE WAY SMITHSBURG MD 217831561, SMITHSBURG, MD 21783-1561

Mortgage

Document Number	0058450205
Date	Oct 2, 2018
Book Page	005845/000205

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 7, 2018
Property Address	101 IRENE WAY, SMITHSBURG, MD 21783-1561
Document Number	0058280136
Book / Page	005828 / 000136
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 IRENE WAY SMITHSBURG MD 217831561, SMITHSBURG, MD 21783-1561

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,933.00 (+5.62%) Homeowner's exemption	$366,867 (+11.94%)	$406,000 (-) Land $71,300 Building $334,700
2025	$2,777.00 (+5.63%) Homeowner's exemption	$327,733 (+24.17%)	$406,000 (+40.68%) Land $71,300 Building $334,700
2024	$2,629.00 (+20.05%)
2023	$2,190.00 Homeowner's exemption	$263,933	$288,600 Land $71,300 Building $217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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