Gaston County property record for 101 Ingonish Dr, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1996 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,000 (Oct 2025) |
| Tax Bill | $2,045 (2026) |
| Deeds & Mortgages | Oct 2025 Foreclosure May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15081 03032 |
| Primary APN | 15081 03032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 101 INGONISH DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-8360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | KELTIC MEADOWS BLK A L 16,P/15 15 081 030 32 000 |
| Legal Subdivision | KELTIC MEADOW SUBDIVISION PHASE 2-A |
| Legal Block | A |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 33311 |
101 Ingonish Dr is owned by an individual who bought it in October 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13207 WINTER HAZEL RD, 105, CHARLOTTE, NC 28278-7460 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Public Action, Foreclosure · Conventional Mortgage FOUNDERS FCU |
| May 12, 2020 | Intrafamily Transfer, Transfer · Line of Credit BELMONT SAVINGS BANK SSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Aug 19, 2015 · Amount on File |
| Deed Book / Page | 5593 / 2435 |
| Prior Transfer Date | Nov 2, 2001 |
| Prior Transfer Doc | 3338000470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 22, 2025 |
| Property Address | 101 INGONISH DR, GASTONIA, NC 28056-8360 |
| Document Number | 0055932435 |
| Book / Page | 5593 / 2435 |
| Map Reference | MB 52 PG 33 |
| Instrument Date | Oct 20, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $634.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1103 SUNRISE DR, GASTONIA, NC 28054-5663 |
| Name | Verified Name |
|---|---|
| Address | 13207 WINTER HAZEL RD, CHARLOTTE, NC 28278-7458 |
| Document Number | 0055932438 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 5593/2438 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 5, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 10-Year TN |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 12, 2020 |
| Property Address | 101 INGONISH DR, GASTONIA, NC 28056-8360 |
| Document Number | 0051211620 |
| Book / Page | 5121 / 1620 |
| Map Reference | MB 52 PG 33 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 INGONISH DR, GASTONIA, NC 28056-8360 |
| Document Number | 51211623 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 5121/1623 |
| Name | BELMONT SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
The 2026 property tax bill for 101 Ingonish Dr was $2,045, up 1% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,045.00 (+0.99%) | $286,550 (+1.02%) Land $30,000 Building $256,550 | |
| 2025 | $2,025.00 | $283,660 Land $30,000 Building $253,660 | |
| 2023 | $1,971.00 | $283,660 Land $30,000 Building $253,660 | |
| 2021 | $154,780 Land $24,000 Building $130,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Ingonish Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Ingonish Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KELTIC MEADOWS private · serves 259 people · EPA ID NC0136191 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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