101 Indian Trl, Ridgeway, VA 24148 Property Records

Henry County property record for 101 Indian Trl, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1975
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2022)
Tax Bill	$392 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`237120000`

Property Details

APN / Parcel Number

Primary APN	`237120000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1975

Location & Zoning

Street Address	101 INDIAN TRL
City	RIDGEWAY
State	VA
Zip	24148-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	ECHO VALLEY LOT 3 BK 3
Legal Subdivision	ECHO VLY SD
Legal Block	3
Legal Lot Number	3
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2004
Census Tract	10601

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 INDIAN TRL, RIDGEWAY, VA 24148-3400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Mar 5, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	220004589
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Nov 7, 2022
Property Address	101 INDIAN TRL, RIDGEWAY, VA 24148-3400
Document Number	0220004589
Instrument Date	Nov 7, 2022
Instrument	220004589
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 INDIAN TRL, RIDGEWAY, VA 24148-3400

Mortgage

Document Number	0220004590
Date	Nov 7, 2022
Instrument	220004590

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.38%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Mar 5, 2020
Property Address	101 INDIAN TRL, RIDGEWAY, VA 24148-3400
Document Number	200000765
Instrument Date	Feb 10, 2020
Instrument	200000765
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 INDIAN TRL, RIDGEWAY, VA 24148-3400

Mortgage

Document Number	200000766
Date	Mar 5, 2020
Instrument	200000766

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$392.00	$70,700 (-) Land $6,000 Building $64,700
2023	$392.00	$70,700 Land $6,000 Building $64,700	$70,700 (-) Land $6,000 Building $64,700
2021			$70,700 Land $6,000 Building $64,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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