101 Howell St, Florence, AL 35630 Property Records

Lauderdale County property record for 101 Howell St, Florence, AL 35630

Property Summary

Property Type	Other Improved
Details	4,884 sqft · built 1974
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$529,900 (Jun 2026)
Tax Bill	$3,691 (2025)
Deeds & Mortgages	Oct 2016 Mortgage Jun 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-4-004-049-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-4-004-049-000`
Alternative APNs	`059357` `55440` `59357`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	4,884 sqft Total Area
1st Floor Area	6,024 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	112 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59357
Street Address	101 HOWELL ST
City	FLORENCE
State	AL
Zip	35630-2301
Property Category	Other
Property Type	Other > Other Improved
Legal Description	150 X 112 CITY OF FLORENCE SD BLK 432 LOTS 1 AND 2 & W 2 OF LOT 3 SEC 03 T3S R11W PB 1 PG 138 .38 AC/C
Legal Range	11W
Legal Township	03S
Legal Section	03
Legal Subdivision	CITY OF FLORENCE BLOCK 0432
Legal Block	432
Legal Lot Number	1-3
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2011
Census Tract	10600

Owner

101 Howell St is owned by a company that bought it in June 2026.

Source: Lauderdale County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	585 CYPRESS DR, FLORENCE, AL 35630-1850
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2016	Deed of Trust, Mortgage · Commercial Mortgage BANK INDEPENDENT
Jun 18, 2026	Warranty Deed, Transfer · Construction Mortgage RIVER BANK
Sep 28, 2020	Warranty Deed, Transfer
Apr 14, 2015	Warranty Deed, Transfer · Commercial Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	2026
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	101 HOWELL ST, FLORENCE, AL 35630-2301
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016/45249
Date	Oct 5, 2016
Book Page	2016/45249

Lender

Name	BANK INDEPENDENT

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 18, 2026
Property Address	101 HOWELL ST, FLORENCE, AL 35630-2301
Instrument Date	Jun 15, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	585 CYPRESS DR, FLORENCE, AL 35630-1850

Mortgage

Date	Jun 18, 2026

Lender

Name	RIVER BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 28, 2020
Property Address	101 HOWELL ST, FLORENCE, AL 35630-2301
Document Number	2020/52118
Book / Page	2020 / 52118
Map Reference	MB1 PG138C
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18640 COUNTY ROAD 14, WATERLOO, AL 35677-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 LONNIE DR, MUSCLE SHOALS, AL 35661-3654
Investor	Possibly a Property Investor

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 14, 2015
Property Address	101 HOWELL ST, FLORENCE, AL 35630-2301
Document Number	2015/14367
Book / Page	2015 / 14367
Instrument Date	Apr 13, 2015
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 N JACKSON HWY, SHEFFIELD, AL 35660-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18640 COUNTY ROAD 14, WATERLOO, AL 35677-3612

Mortgage

Document Number	2015/14370
Date	Apr 14, 2015
Book Page	2015/14370

Lender

Name	BANK INDEPENDENT
Address	PO BOX 5000

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 101 Howell St was $3,691, up 7% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,691.00 (+6.99%)	$75,340 (+6.99%)	$388,500 (+10.34%) Land $100,500 Building $288,000
2024	$3,450.00 (+11.76%)	$70,420 (+369.47%) Land $16,660 Building $53,760	$352,100 (+11.78%) Land $83,300 Building $268,800
2023	$3,087.00 (-22.67%)	$15,000 (-81.59%) Land $15,000	$315,000 (-22.68%) Land $75,000 Building $240,000
2022	$3,992.00	$81,480	$407,400 Land $82,200 Building $325,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Howell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Howell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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