101 Howard St, Ryan, IA 52330 Property Records

Delaware County property record for 101 Howard St, Ryan, IA 52330

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,416 sqft · built 1964
Lot Size0.312 acres (13,596 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Feb 2023)
Tax Bill$3,130 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN690000100600

Property Details

APN / Parcel Number

Primary APN690000100600

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,416 sqft Living Area
Basement Area1,416 sqft
Unfinished Basement1,416 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,596 sqft (0.312 acres)
Lot Dimensions132 ft deep x 103 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address101 HOWARD ST
CityRYAN
StateIA
Zip52330-4704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRYAN N 1/2 LOTS 3 & 4 BLK 3
Legal SubdivisionORIGINAL TOWN - RYAN
Legal Block3
Legal Lot Number3,4
JurisdictionDELAWARE IA
Township / Civil DivisionADAMS
Census Block Group4
Census Block4063
Census Tract950400

Owner

Source: Delaware County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 HOWARD ST, RYAN, IA 52330-4704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2023 · Amount on Record
Deed SaleFeb 28, 2023 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Document Number2023432
Deed Book / Page2023 / 432
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE IA
Recording DateFeb 28, 2023
Property Address101 HOWARD ST, RYAN, IA 52330-4704
Document Number002023/432
Book / Page2023 / 432
Map ReferenceBK 1 PG 42
Instrument DateFeb 21, 2023
Instrument23-432
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$271.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 HOWARD ST, RYAN, IA 52330-4704

Mortgage

Document Number0000023433
DateFeb 28, 2023
Instrument23-433
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE IA
Recording DateNov 23, 2020
Property Address101 HOWARD ST, RYAN, IA 52330-4704
Document Number02020/4327
Book / Page2020 / 4327
Map ReferenceMB 1 PG 42
Instrument DateOct 23, 2020
Instrument2020 4327
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 HOWARD ST, RYAN, IA 52330-4704

Mortgage

Document Number02020/4328
DateNov 23, 2020
Book Page2020/4328
Instrument2020 4328
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2050
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateNov 5, 2030
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change5.75%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDelaware County
MunicipalityRyan City
Unified School DistrictWest Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$189,200 (-) Land $12,900 Building $176,300$189,200 (-) Land $12,900 Building $176,300
2025$3,130.00 (-1.82%)$189,200 (+5.82%) Land $12,900 Building $176,300$189,200 (+5.82%) Land $12,900 Building $176,300
2024$3,188.00 (+13.86%)
2023$178,800 (+27.26%) Land $12,900 Building $165,900$178,800 (+27.26%) Land $12,900 Building $165,900
2022$2,800.00$140,500 Land $10,300 Building $130,200
2021$140,500 Land $10,300 Building $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Most Recent ClaimJun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRYAN WATER SUPPLY
serves 350 people · EPA ID IA2864013
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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