101 Howard Cir, Ernul, NC 28527 Property Records

Craven County property record for 101 Howard Cir, Ernul, NC 28527 · Last verified October 2025

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.75 acres (32,691 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Nov 2024)
Tax Bill	$105 (2024)
Deeds & Mortgages	Nov 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2-043-2-001`

Property Details

APN / Parcel Number

Primary APN	`2-043-2-001`
Alternative APN	`12681`

Exterior

Lot Area	32,691 sqft (0.75 acres)

Location & Zoning

Account Number	12681
Old Parcel Number	2-043-2-001
Street Address	101 HOWARD CIR
City	ERNUL
State	NC
Zip	28527-9788
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 1 WESTGATE ESTATES
Legal Subdivision	WESTGATE ESTATES
Legal Lot Number	1
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	3
Census Block	3004
Census Tract	960102

Owner

Source: Craven County records · APN 2-043-2-001

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 484, BAYBORO, NC 28515-0484
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Deed Document Number	0038191768
Deed Book / Page	3819 / 1768
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	101 HOWARD CIR, ERNUL, NC 28527-9788
Transaction Type	Mortgage
Record Updated	Dec 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 484, BAYBORO, NC 28515-0484

Mortgage

Document Number	03860/1314
Date	Nov 24, 2025
Book Page	3860/1314
Instrument	10149127

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Sep 01, 2056

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,250 (-) Land $21,250	$21,250 (-) Land $21,250
2024	$105.00
2023	$105.00 (+32.91%)	$21,250 (+66.67%) Land $21,250	$21,250 (+66.67%) Land $21,250
2022	$79.00	$12,750 Land $12,750
2018			$12,750 Land $12,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.