Berkeley County property record for 101 Hook Dr, Martinsburg, WV 25405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,542 sqft · built 2003 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,600 (Jan 2020) |
| Tax Bill | $1,692 (2025) |
| Deeds & Mortgages | Jan 2020 Reverse Mortgage Jan 2020 Sale & Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-6M-0093.0000 |
| Primary APN | 01-6M-0093.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,542 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.219 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07220949 |
|---|---|
| Street Address | 101 HOOK DR |
| City | MARTINSBURG |
| State | WV |
| Zip | 25405-5398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.22 ACRE LOT 17 PHASE 3B STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE PH 3B |
| Legal Lot Number | 17 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | TUSCARORA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 972001 |
101 Hook Dr is owned and occupied by an individual who bought it in January 2020.
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 101 HOOK DR, MARTINSBURG, WV 25405-5398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMISSIONER |
| Jan 30, 2020 | Deed, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2020 · Amount on File |
| Deed Sale | Jan 30, 2020 · Amount on File |
| Deed Document Number | 20200002793 |
| Deed Book / Page | 1276 / 47 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 101 HOOK DR, MARTINSBURG, WV 25405-5398 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003459/376 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 3459/376 |
| Instrument | 20200002795 |
| Name | FEDERAL HOUSING COMISSIONER |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 886 Months |
| Due | Nov 7, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jan 30, 2020 |
| Property Address | 101 HOOK DR, MARTINSBURG, WV 25405-5398 |
| Document Number | 0001276/47 |
| Book / Page | 1276 / 47 |
| Map Reference | PC 9 SL 1-2 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 20200002793 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,747.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 20200002794 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 20200002794 |
| Name | AMERICAN ADVISORS GROUP |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.78% |
The 2025 property tax bill for 101 Hook Dr was $1,692 with a homeowner's exemption.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,692.00 Homeowner's exemption | $159,240 Land $39,840 Building $119,400 | $265,400 Land $66,400 Building $199,000 |
| 2023 | $1,947.00 | $154,080 Land $33,120 Building $120,960 | $256,800 Land $55,200 Building $201,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Hook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Hook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.9% of West Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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