101 Honeysuckle Ln, Owings, MD 20736 Property Records

Calvert County property record for 101 Honeysuckle Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,425 sqft · built 2002
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Nov 2020)
Tax Bill	$9,164 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-098443`

Property Details

APN / Parcel Number

Primary APN	`03-098443`
Alternative APNs	`3098443` `098443`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,425 sqft Total Area
Basement Area	1,573 sqft
Finished Basement	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	192,971 sqft (4.43 acres)
Garage Type	Mixed
Garage Area	791 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	57 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	098443
Street Address	101 HONEYSUCKLE LN
City	OWINGS
State	MD
Zip	20736-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 16 PLAT 2 HUTCHINS CHOICE
Legal Subdivision	PLAT 2 HUTCHINS CHOICE
Legal Lot Number	16
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1007
Census Tract	860300

Owner

101 Honeysuckle Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 HONEYSUCKLE LN, OWINGS, MD 20736-3430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 20, 2020	Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 13, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Jul 15, 2014 · Amount on File
Deed Book / Page	5771 / 355
Prior Transfer Date	Jul 2, 2012
Prior Transfer Doc	0039830452
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	101 HONEYSUCKLE LN, OWINGS, MD 20736-3430
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 HONEYSUCKLE LN, OWINGS, MD 20736-3430

Mortgage

Document Number	0063940084
Date	Jan 24, 2023
Book Page	6394/84

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 20, 2020
Property Address	101 HONEYSUCKLE LN, OWINGS, MD 20736-3430
Document Number	0057710355
Book / Page	5771 / 355
Map Reference	MB ABE 1 PL 61
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 HONEYSUCKLE LN, OWINGS, MD 20736-3430

Mortgage

Document Number	5771364
Date	Nov 20, 2020
Instrument	5771/364

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	101 HONEYSUCKLE LN, OWINGS, MD 20736-3430
Document Number	0049480140
Book / Page	004948 / 000140
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 HONEYSUCKLE LN OWINGS MD 207363430, OWINGS, MD 20736-3430

Mortgage

Document Number	0049480140
Date	Feb 24, 2017
Book Page	004948/000140

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Honeysuckle Ln was $9,164 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$861,000 (+3.9%)	$925,600 (+11.69%) Land $192,800 Building $732,800
2025	$9,164.00 Homeowner's exemption	$828,700 Land $192,800 Building $635,900	$828,700 Land $192,800 Building $635,900
2023	$7,653.00 Homeowner's exemption	$736,633	$828,700 Land $192,800 Building $635,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Honeysuckle Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Honeysuckle Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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